Spanish Homes
Spanish Homes - For Rent
3 Bedroom House to Rent
in Jardin del Mar, Torrevieja
Fully furnished and Equipped
700 Euros Per Month Long Term.
3 Bedroom House to Rent
in Jardin del Mar, Torrevieja
Fully furnished and Equipped
700 Euros Per Month Long Term.
Zeniamar Long Term Rental
2 Bedroom Ground Floor Apartment
Communal Pool - Equipped
Lovely Urbanization
600 Euros Per Month Long Term
2 Bedroom Ground Floor Apartment
Communal Pool - Equipped
Lovely Urbanization
600 Euros Per Month Long Term
Cabo Roig Long Term Rental
3/4 Bedroom House
Fully Equipped, Private Pool
Large Garden, Huge Underbuild
Available Sept 07 - 1,200 euros PM
3/4 Bedroom House
Fully Equipped, Private Pool
Large Garden, Huge Underbuild
Available Sept 07 - 1,200 euros PM
Spanish Homes for Sale
2 Bedroom House in Zeniamar
Air-conditioned
Beautiful Urbanization
REDUCED ONLY 149,000 euros
2 Bedroom House in Zeniamar
Air-conditioned
Beautiful Urbanization
REDUCED ONLY 149,000 euros
Zeniamar - Long and Short Term
3 Bedroom Top Apartment
in Zeniamar
Fully Equipped, Huge Solarium
Holidays or Long Term Rental
Airport Transfers Available
Prices on Request
3 Bedroom Top Apartment
in Zeniamar
Fully Equipped, Huge Solarium
Holidays or Long Term Rental
Airport Transfers Available
Prices on Request
Playa Flamenca Long Term
2 Bedroom Luxury Apartment
in Playa Flamenca (La Calma)
Fully Furnished and Equipped
Close to Sea and Amenities
Beautiful Communal Pool
600 Euros Per Month Long Term.
2 Bedroom Luxury Apartment
in Playa Flamenca (La Calma)
Fully Furnished and Equipped
Close to Sea and Amenities
Beautiful Communal Pool
600 Euros Per Month Long Term.
Costa Blanca Rentals
Holidays or Long Term Rentals
2 Bedroom Townhouse
in Cabo Roig
Fully Equipped, Communal Pool
Airport Transfers Available
Prices From 300 Euros Per Week
Holidays or Long Term Rentals
2 Bedroom Townhouse
in Cabo Roig
Fully Equipped, Communal Pool
Airport Transfers Available
Prices From 300 Euros Per Week
Spanish Homes - A Selection of Available Homes
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© Needahand Spanish Properties 2006-2007 - Spanish Homes
Spanish Homes - A Buyers Guide
This is the definitive guide to buying a home in Spain. If you are considering investing in Spanish homes on the Costa Blanca you will need to know exactly what to do and what not to do. This guide will help you every step of the way.
1. Setting Your Budget - A very important decision when buying Spanish homes is deciding on your budget. This will of course be determined by what spare cash you have available and when you reach a final decision on your budget you should stand firm and not be swayed from it.
2. Location - Choosing the perfect location for Spanish homes may not be easy, but it is an important decision and is worth taking your time over. Have a good look around and pick the best location you can afford. Look st the prices of similar properties - the dearer ones will generally be the ones located in the better areas. Ask in an estate agents - they will soon tell you the best areas.
3. New or Resale Property? - This is perhaps not a decision you will have to make right from the beginning as you will probably want to have a look at both new and resale properties. Most agents of Spanish homes will encourage you to look at new as they make more commission on these properties and get fewer problems. New is fine, but you will probably have to buy off-plan and your property may not be ready for 2 years or more. Resale properties are complete and normally come fully furnished and equipped, plus you get the chance to see what is going to be around the property, if there is waste ground close by, beware, it will undoubtedly be built on some time soon and the resulting construction could take away your views or sunshine.
4. Property Type - This is another choice that will have to be made and it will depend to a certain extent on your budget, but also on your own personal requirements. To you want a detached villa on its own plot, or an apartment in a seafront block? Maybe you are dreaming of a townhouse in a nicely landscaped and secure urbanization which is safe for the children. Perhaps you want an isolated finca on a huge plot of land in the middle of the countryside. There are many types of Spanish homes so it helps to have a good idea of exactly what you are looking for before you start, otherwise you may find yourself going around in circles with no decisions made. Most estate agents will ask you these questions before they start showing you any properties.
5. Choosing Your Property - Going out and looking at potential properties is probably the most enjoyable part of the whole process of buying Spanish homes, so have fun but always keep in mind your previous decisions on property type, location and most important, budget. Be certain to take a camera with you and a notebook to keep detailed notes which you can use later to make a short list. If you have a video camera, you could keep a video diary of your day this will help with your short list. When you have compiled a decent short list, go back and see all those properties once more, the first look goes by in a flash and it is essential to take a second or even third look before you make a decision.
6. Paying a Deposit - When you have finally decided on a Spanish home you will need to pay a deposit. This will hold the property while all the necessary paperwork is sorted an enable it to be removed from the market. What happens after this will depend on whether you have chosen a resale or a new property. With a resale property, the balance will be paid on signing at the Notary, with new property you will generally need to pay about 30% of the purchase price after one month and the balance when the property is complete (some builders require stage payments during construction).
7. Finding a Solicitor - It is advisable to enlist the services of a Spanish solicitor, preferably one with a good understanding of the English language, and definitely one who is familiar with Spanish property law. Your solicitor will need to be your best friend throughout the buying process and he (or she) will check that there are no outstanding debts on your chosen property. Don’t be afraid to ask questions, Spanish solicitors generally make themselves available to customers and there are no extra charges for phone calls and letters. Your solicitor will be present at the signing of the deeds and ensure that everything is in order, he will also be available after signing to assist with such things as changing water contracts and electricity contracts into your name, he will also (for a retaining fee) keep track of your Spanish tax returns and make payment for you.
8. Taxes and Costs - You will need to be aware of the various taxes and costs that will need to be paid both during and after the purchase. Taxes on purchase , transfer tax (IVA), 6% of the purchase price on new property, 7% on resale. Plusvalia tax, calculated on the appreciative value of the land the property is on (normally paid by the purchaser). Land registry charges - around 300 euros to change the property into your name. Notary charges, can vary depending on location but generally around 500 euros. The guideline for extra taxes and costs is 10% of the purchase price although this can be nearer to 12% if you are obtaining a mortgage to purchase the property. Taxes after purchase - SUMA, local council tax payable every year. Community fees, if you are on an urbanization there will be fees for the upkeep of common areas such as gardens, swimming pools, lifts etc. This may be payable monthly, quarterly or half-yearly.
9. Signing the Deeds - The final payment and signing of the deeds (called the Escritura in Spain) takes place at the Notary office. You will attend the Notary with your solicitor, together with others who are to appear on the Escritura (wife, husband, children etc), you will all need original passports and N.I.E numbers (these need to be applied for beforehand so ask your solicitor about this). If you are not in Spain at the time of the signing or are unable to attend for some reason, it is possible and common in Spain, to give your solicitor power of attorney, in this case he can perform the signing on your behalf and collect the property keys.
10. Taking Possession of Your Property - When you have signed the deeds to your property, you should then receive a set of keys. The first thing that I would suggest you do is get the locks replaced on main entry doors, as no matter whether the property is new or resale, various people will have had keys to the house. If the property is new you will want to draw up a “snag-list” of defects and problems (ie poorly fitting doors, plumbing leaks or badly grouted tiles) and hand this to the builder and the agent so that they can put these thing right. You will now want to put your name onto all the bills (ie water and electricity) and organise some insurance for the property and contents. You may also want to fit security grills and an alarm system.
11. Congratulations - You can now sit back and enjoy your place in the sun - your very own Spanish home.
This is the definitive guide to buying a home in Spain. If you are considering investing in Spanish homes on the Costa Blanca you will need to know exactly what to do and what not to do. This guide will help you every step of the way.
1. Setting Your Budget - A very important decision when buying Spanish homes is deciding on your budget. This will of course be determined by what spare cash you have available and when you reach a final decision on your budget you should stand firm and not be swayed from it.
2. Location - Choosing the perfect location for Spanish homes may not be easy, but it is an important decision and is worth taking your time over. Have a good look around and pick the best location you can afford. Look st the prices of similar properties - the dearer ones will generally be the ones located in the better areas. Ask in an estate agents - they will soon tell you the best areas.
3. New or Resale Property? - This is perhaps not a decision you will have to make right from the beginning as you will probably want to have a look at both new and resale properties. Most agents of Spanish homes will encourage you to look at new as they make more commission on these properties and get fewer problems. New is fine, but you will probably have to buy off-plan and your property may not be ready for 2 years or more. Resale properties are complete and normally come fully furnished and equipped, plus you get the chance to see what is going to be around the property, if there is waste ground close by, beware, it will undoubtedly be built on some time soon and the resulting construction could take away your views or sunshine.
4. Property Type - This is another choice that will have to be made and it will depend to a certain extent on your budget, but also on your own personal requirements. To you want a detached villa on its own plot, or an apartment in a seafront block? Maybe you are dreaming of a townhouse in a nicely landscaped and secure urbanization which is safe for the children. Perhaps you want an isolated finca on a huge plot of land in the middle of the countryside. There are many types of Spanish homes so it helps to have a good idea of exactly what you are looking for before you start, otherwise you may find yourself going around in circles with no decisions made. Most estate agents will ask you these questions before they start showing you any properties.
5. Choosing Your Property - Going out and looking at potential properties is probably the most enjoyable part of the whole process of buying Spanish homes, so have fun but always keep in mind your previous decisions on property type, location and most important, budget. Be certain to take a camera with you and a notebook to keep detailed notes which you can use later to make a short list. If you have a video camera, you could keep a video diary of your day this will help with your short list. When you have compiled a decent short list, go back and see all those properties once more, the first look goes by in a flash and it is essential to take a second or even third look before you make a decision.
6. Paying a Deposit - When you have finally decided on a Spanish home you will need to pay a deposit. This will hold the property while all the necessary paperwork is sorted an enable it to be removed from the market. What happens after this will depend on whether you have chosen a resale or a new property. With a resale property, the balance will be paid on signing at the Notary, with new property you will generally need to pay about 30% of the purchase price after one month and the balance when the property is complete (some builders require stage payments during construction).
7. Finding a Solicitor - It is advisable to enlist the services of a Spanish solicitor, preferably one with a good understanding of the English language, and definitely one who is familiar with Spanish property law. Your solicitor will need to be your best friend throughout the buying process and he (or she) will check that there are no outstanding debts on your chosen property. Don’t be afraid to ask questions, Spanish solicitors generally make themselves available to customers and there are no extra charges for phone calls and letters. Your solicitor will be present at the signing of the deeds and ensure that everything is in order, he will also be available after signing to assist with such things as changing water contracts and electricity contracts into your name, he will also (for a retaining fee) keep track of your Spanish tax returns and make payment for you.
8. Taxes and Costs - You will need to be aware of the various taxes and costs that will need to be paid both during and after the purchase. Taxes on purchase , transfer tax (IVA), 6% of the purchase price on new property, 7% on resale. Plusvalia tax, calculated on the appreciative value of the land the property is on (normally paid by the purchaser). Land registry charges - around 300 euros to change the property into your name. Notary charges, can vary depending on location but generally around 500 euros. The guideline for extra taxes and costs is 10% of the purchase price although this can be nearer to 12% if you are obtaining a mortgage to purchase the property. Taxes after purchase - SUMA, local council tax payable every year. Community fees, if you are on an urbanization there will be fees for the upkeep of common areas such as gardens, swimming pools, lifts etc. This may be payable monthly, quarterly or half-yearly.
9. Signing the Deeds - The final payment and signing of the deeds (called the Escritura in Spain) takes place at the Notary office. You will attend the Notary with your solicitor, together with others who are to appear on the Escritura (wife, husband, children etc), you will all need original passports and N.I.E numbers (these need to be applied for beforehand so ask your solicitor about this). If you are not in Spain at the time of the signing or are unable to attend for some reason, it is possible and common in Spain, to give your solicitor power of attorney, in this case he can perform the signing on your behalf and collect the property keys.
10. Taking Possession of Your Property - When you have signed the deeds to your property, you should then receive a set of keys. The first thing that I would suggest you do is get the locks replaced on main entry doors, as no matter whether the property is new or resale, various people will have had keys to the house. If the property is new you will want to draw up a “snag-list” of defects and problems (ie poorly fitting doors, plumbing leaks or badly grouted tiles) and hand this to the builder and the agent so that they can put these thing right. You will now want to put your name onto all the bills (ie water and electricity) and organise some insurance for the property and contents. You may also want to fit security grills and an alarm system.
11. Congratulations - You can now sit back and enjoy your place in the sun - your very own Spanish home.